TL;DR: In 2026, the Reserve Bank of India (RBI) enforces a daily transaction limit of ₹1,00,000 for full-KYC e-Rupee wallets, with a maximum holding balance capped at ₹2,00,000. Semi-KYC wallets are restricted to a daily transfer cap of ₹10,000 and a maximum storage limit of ₹20,000 to maintain security and prevent illicit activities.
Understanding the e-Rupee wallet transaction limits is essential as India transitions toward a mainstream sovereign digital economy in 2026. The Central Bank Digital Currency (CBDC), officially
Written by Rahul Dubey
Tech, AI & Digital Ecosystem Specialist at 99InfoStore, covering artificial intelligence breakthroughs, consumer gadgets, fintech, and digital economy trends.
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